Работа Junior Data Scientist
154 нови обяви за работа
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About the role: We are on a mission to bring subprime lending to the Fintech 2.0 horizon! Our way forward is to provide sustainable, scalable and embedded financial solutions to a wider range of customers that are often excluded by the traditional b...
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7,040 лв - 11,150 лв / месец (нето) от работодател
Senior Data Engineer Sofia/hybrid Around 3600-5700+ EUR net/month + annual bonus 1.4 net salaries + benefits (including family insurance) Nordic Recruitment & Consulting offers efficient IT and Cyber Security recruitment and business consulting in B...
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RecruityTalent is a Recruitment agency with focus of IT, supporting startups and enterprises in Bulgaria, EMEA and LATAM by connecting them with top talent. For one of our clients: We are seeking a skilled and motivated Senior Data Engineer with Pyt...
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Тук започва твоят ход! При нас имаш свободата да изразяваш идеите си, да бъдеш чут и да се развиваш така, както пожелаеш. Вярваме, че всеки...
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7,040 лв - 11,150 лв / месец (нето) от работодател
Senior Data Engineer Sofia/hybrid Around 3600-5700+ EUR net/month + annual bonus 1.4 net salaries + benefits (including family insurance) Nordic Recruitment & Consulting offers efficient IT and Cyber Security recruitment and business consulting in B...
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Position Overview Delivering value to our customers through seamless and integrated technological processes is a key focus for dormakaba. Stable and reliable master data is the foundation that enables every transaction, every customer interaction, a...
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At Destination Workplace, we believe everyone deserves to thrive in a workplace that inspires growth, purpose, and collaboration. That's why were partnering with a leading global organization in the chemical and manufacturing industry to find an Acco...
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HMG LINKS Ltd is a local multi-sector recruitment company focused on tailor-made solutions for its partners’ human resources needs. We strongly believe in an honest and ethical approach to recruitment. Data and tools? You are an analytical thinker...
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RecruityTalent is a Recruitment agency with focus of IT, supporting startups and enterprises in Bulgaria, EMEA and LATAM by connecting them with top talent. For one of our clients: We are seeking a skilled and motivated Senior Data Engineer with Pyt...
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Mid or Senior Data Engineer Sofia/hybrid Highly competitive salary and bonus and unbeatable benefits package Nordic Recruitment & Consulting offers efficient IT and Cyber Security recruitment and business consulting in Bulgaria - and beyond. Having...
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HMG LINKS Ltd is a local multi-sector recruitment company focused on tailor-made solutions for its partners’ human resources needs. We strongly believe in an honest and ethical approach to recruitment. On behalf of our client, a fast-growing top-n...
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7,040 лв - 10,760 лв / месец (нето) от работодател
Senior Python Data Engineer Sofia/hybrid Around 3600-5500+ EUR net/month + annual bonus 1.4 net salaries + benefits (including family insurance) Nordic Recruitment & Consulting offers efficient IT and Cyber Security recruitment and business consulti...
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7,040 лв - 11,150 лв / месец (нето) от работодател
Senior Data Engineer Sofia/hybrid Around 3600-5700+ EUR net/month + annual bonus 1.4 net salaries + benefits (including family insurance) Nordic Recruitment & Consulting offers efficient IT and Cyber Security recruitment and business consulting in B...
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Тук започва твоят ход! При нас имаш свободата да изразяваш идеите си, да бъдеш чут и да се развиваш така, както пожелаеш. Вярваме, че всеки...
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4,250 лв - 4,550 лв / месец (нето) от работодател
UpSkill is a recruitment agency ready to go the extra mile to help candidates find the best possible job opportunity. Our team of experts is well-versed and experienced in consulting and providing long-term HR support. We believe that being friendly...
Какво е това?
Това е изчисление на Yox за приблизителната работна заплата за тази позиция. Посочената стойност не е потвърдена от работодателя и може да се различава с реалната стойност на предлаганото възнаграждение.
Как се смята?
Изчислена Заплата е приблизителната стойност на възнаграждение за конкретната позиция на базата на данни от стотици хиляди обявени заплати по професия за последните 2 години. В Yox се предоставя и информация за заплатите от служители, която също е част от изчислението.
Защо тази информация е полезна?
Можеш да разбереш приблизителната заплата за тази позиция. Можеш и да филтрираш списъкът с обявите за работа по размер на работната заплата.
Пълно описание
We are on a mission to bring subprime lending to the Fintech 2.0 horizon! Our way forward is to provide sustainable, scalable and embedded financial solutions to a wider range of customers that are often excluded by the traditional banks! We are looking for a passionate Data Scientist to join our Risk Function and take ownership of the full lifecycle of our consumer credit risk models. You will develop, calibrate and maintain scorecards and IFRS 9 models, monitor performance, and ensure full documentation and regulatory compliance. This is a high-impact role where you will help shape the entire risk modelling framework of a highly ambitious financial institution.
Key Responsibilities:
Risk Modelling & Analytics
- Develop, calibrate, and maintain consumer credit risk models, including:
- Application scorecards
- Behavioral scorecards
- Risk segmentation and affordability models
- Build and maintain PD, LGD, and EAD models for IFRS 9 Expected Credit Loss (ECL) calculations.
- Use advanced ML methods (e.g., CatBoost, gradient boosting) where suitable for challenger models.
IFRS 9 Modelling
- Maintain and enhance the IFRS 9 ECL model, including staging logic, macroeconomic overlays, and model calibration.
- Support the monthly and quarterly provisioning cycles with high-quality analytics.
Model Monitoring & Validation
- Perform regular model monitoring: Gini/ROC, KS, calibration, PSI/CSI, back-testing.
- Conduct annual validation and coordinate external validator/auditor reviews.
- Identify model weaknesses and propose improvements or recalibrations.
Documentation & Governance
- Maintain complete model documentation (methodology, data, assumptions, validation results).
- Ensure compliance with internal Risk Policies, IFRS 9 guidance, and audit requirements.
- Prepare model performance updates for the Risk Committee.
Data & Systems
- Work with Data Engineering to improve data pipelines and ensure data quality.
- Build reproducible analytical workflows in Python/R, SQL.
- Support deployment of models into production systems and decision engines.
Requirements:
Technical Skills
- 2+ years of experience in credit risk modelling, data science, or advanced analytics.
- Strong programming skills in Python (mandatory) plus solid SQL.
- Experience and good understanding of tree-based models, boosting, sampling techniques, deep learning
- Hands-on experience building:
- Logistic regression scorecards with WOE/IV
- PD/LGD/EAD models
- IFRS 9 provisioning models is a plus
- Strong understanding of model monitoring metrics: Gini, ROC, KS, PSI, calibration curves.
Education
- Bachelor’s or Master’s degree in Statistics, Mathematics, Data Science, Econometrics, Finance, Physics or similar.
Soft Skills
- Excellent analytical and problem-solving skills.
- Strong attention to detail and documentation discipline.
- Ability to work cross-functionally (Risk, Finance, IT, Product).
- Good communication skills in English.
We offer
- A future in a dynamic company passionate about innovation and fintech services
- Potential growth based on performance
- Opportunity to experiment with and apply innovative scoring methodologies
- Very friendly, supportive and non-conflict working environment
Please be informed that only short-listed candidates will be contacted. All applications will be treated in strict confidentiality
Средна заплата за сектора
5,230 лв / месец (изчислена от Yox)
Средна работна заплата за града изчислена от YOX
500 лв / месец
700,000 лв / месец
Мнения и оценки от служители
Изследовател на данни/изследователка на данни
Изследователите на данни намират и тълкуват богати източници на данни, управляват големи количества данни, обединяват източници на данни, осигуряват съгласуваност на наборите от данни и създават визуализации за подпомагане на разбирането на данните. Те изграждат математически модели като използват данни, представят и съобщават констатациите и откритията за данни на специалисти и учени от техния екип и, ако е необходимо, на неспециализирана аудитория, и препоръчват начини за прилагане на данните.
Необходими основни умения
- съставяне на научни или академични документи и техническа документация
- нормализиране на данни
- управляване на изследователски данни
- използване на техники за обработване на данни
- тълкуване на текущи данни
- взаимодейства професионално в научноизследователска и професионална среда
Необходими основни знания
- проучване на данни
- техники за визуално представяне
- извличане на информация
- статистика
- категоризиране на информация
- език за описание на търсене на мрежови ресурси
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