Operational Risk (Chief) Expert

At DSK Bank, we constantly strive to provide the best experience to our customers by offering them innovative digital solutions and excellent service in our offices. All this would not be possible without a strong team, so our most valuable asset remains the people who work at DSK Bank. We will continue to seek and develop their talent and expertise, because this is the team that distinguishes us.

At DSK Bank we are creating a digital center, an IT company within the company. This will help us reach our goals, be flexible and fast, work in agile mode and help our projects and staff grow rapidly. We are looking for talents, that will become part of this great team as a:

Operational Risk (Chief) Expert

The position is part of DSK Group second line of defense (2LoD). It is within the Operational Risk Management Department and belongs to the Non-financial Risk Management Directorate of Risk Management Division HO, Sofia, DSK Bank, under the responsibility of the Chief Risk Officer.

What makes us different:

• Super interesting new projects
• IT Academy
• Use of the latest platform for mobile banking
• Agile environment
• Flexible working time & home office option
• Unique banking service package – special loan interest for employees on housing and consumer loans

Our principles are:

• I work with a focus on the client.
• I have an ownership mindset.
• I am agile – I achieve quick results with small teams.
• I communicate the truth in an open and transparent way.

Your tasks in the team:

• Develop and maintain core analytics and reports related to operational risk exposure as well as related losses and issues;
• Monitor the operational risk exposure by performing different types of risk analyses;
• Identify high risk areas and propose implementation of risk mitigating measures and control mechanisms;
• Consolidate and prepare presentations for the management of risk analysis results;
• Participate in the internal capital allocation analysis process and stress testing in the field of operational risk management;
• Initiate and take part in the improvement of the loss data quality and quantity;
• Collaborate with business units to identify and implement process improvements and risk mitigants;
• Maintain, upgrade and improve the applicable Operational risk management framework and procedures;
• Participate in self-assessment and scenario analysis campaigns, controls testing, key risk indicators development, calculation and analysis, regulatory and management reporting, etc.

You are the ideal candidate, if you have:

• University Degree.
• Strong command of English.
• Ability to develop and automate reporting needs.
• Excellent knowledge of Microsoft Office products (MS Excel, MS PowerPoint), experience with PL SQL/MS SQL and Power BI is an advantage.
• Critical and combinatorial thinking with focus on details.
• Experience in understanding business processes and challenge effectiveness of the control environment.
• Understand the risk environment, monitor evolving risks and trends and propose innovative solutions in the field of non-financial risk management.
• Capabilities of a pro-active, result oriented, team-player, willing to work in a dynamic and challenging environment.

What we offer:

• Positive and dynamic environment focused on results and customer satisfaction
• Vouchers for food on the amount of BGN 200 per month
• Additional health insurance
• Very favorable conditions for housing and mortgage lending
• Multi-sport card at a preferential price

If you are challenged by this opportunity, please send your detailed CV in English with a recent photo. Only short-listed candidates will be contacted. All applications will be treated in strict confidentiality.