Product Manager Mortgage and Consumer Lending

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UBB was established in 1992 through the merger of 22 Bulgarian regional commercial banks as the first and the largest in terms of scale consolidation project in the Bulgarian banking sector. Since 2017 the Bank has been part of the Belgian bank-assurance group КВС, currently the largest financial group in Bulgaria.

While invariably standing by our corporate values, we want to be the reference in the bank-assurance business through client-centricity in all our activities. We aim at achieving sustainable and profitable growth by fulfilling our role in society.

We are looking for a motivated and results-driven Product Manager Mortgage and Consumer Loans to join our PI Lending team. This role is responsible for the full lifecycle management of loan products, ensuring their competitiveness, complaint, and aligned with the strategic objectives of the Bank.

If you have:

  • University degree in Finance, Economics, Business Administration, or a related field
  • Minimum of 3 years of professional experience in retail banking
  • Knowledge of credit products, risk management, and regulatory frameworks
  • Excellent analytical, organizational, and communication skills
  • Proven ability to manage projects and work effectively with cross-functional teams
  • Good in English (both written and spoken); proficiency in MS Office applications


And you would like to:

  • Lead the development, implementation, and continuous enhancement of consumer and mortgage loan products
  • Participate in projects and drive proposals for improving the lending processes and documentation
  • Monitor market trends, customer needs, and competitor offers to identify opportunities for growth and improvement
  • Ensure compliance with all applicable regulatory requirements, group and internal regulations
  • Collaborate with key stakeholders Risk, Sales, Marketing, Operations, IT, and Legal to deliver effective product solutions and improve customers satisfaction
  • Track product performance, prepare regular analyses, and recommend actions to optimize profitability and customer satisfaction
  • Support strategic initiatives aimed at strengthening the Bank’s retail lending portfolio and key KPI’s
  • Make portfolio and market analysis, business cases and reports related to the lending activities
  • Revise and keep up to date all documentation related to the lending


You will find:

  • Excellent opportunities for professional and career development in the First bank on the market in Bulgaria
  • Competitive remuneration package
  • Opportunities for learning and improving knowledge and skills
  • Dynamic and challenging work
  • Hybrid working model and flexible working time
  • Comprehensive benefits and social programs provided by the Bank (Additional health insurance, Food vouchers, preferences for the bank’s services and products)


Share your future with us!

Please, send your CV by using the button “Apply for this job” on the bottom of the page. Only short-listed candidates will be contacted.

All applications will be treated under strict confidentiality. Personal data are under special protection in accordance with the Law for Protection of Personal Data.


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