Пълно описание
Financial Risk Analyst – Credit Focus
- *All interviews will be conducted remotely (online or by phone).
Key responsibilities:
- Input, analyze, and interpret financial statements to assess the financial health of merchants.
- Review merchant and industry business models, credit reports, merchant processing history, background checks, and reference data.
- Conduct thorough merchant assessments, covering regulatory compliance (Federal & State), credit card rules, and legal considerations.
- Estimate financial exposures and determine appropriate risk mitigation strategies in line with internal policies.
- Communicate risk insights and recommendations clearly with internal stakeholders.
- Maintain detailed and accurate documentation of assessments, findings, and methodologies.
- Bachelor’s degree (or equivalent experience) in finance, economics, law, or a related field.
- 1+ years of experience in credit risk assessment, financial analysis or underwriting.
- Merchant onboarding or ongoing due diligence experience would be considered as an advantage.
- Solid understanding of KYB, CIP, AML, and regulatory compliance across jurisdictions; able to assess and escalate potential financial crime risks.
- Collaborative team player with excellent interpersonal and communication skills.
- Fluent in English. Proficiency in an additional language (French, Dutch, German, Spanish or Italian) is an advantage.
- Proficient in MS Office, Salesforce, internet research, and database tools; SQL knowledge is beneficial but not mandatory.
- An attractive remuneration. Referral bonuses.
- Standard working days Monday-Friday, 8 hours shifts between 09:00 – 21:00.
- 20 days of paid leave per year + 2 days off for volunteering.
- Full training provided.
- Additional health insurance and other social benefits. Exclusive discounts & offers.
- Digital food vouchers.
- Open-minded management team promoting innovation, and personal and professional development.
- Permanent employment; full-time.