Пълно описание
For our client - an international fintech company, we are looking for an experienced and motivated professional to take on the challenging role of:
CHIEF RISK OFFICER
Mission of the position:
Act as a key member of the executive leadership team, responsible for overseeing the enterprise-wide risk management framework of the organization. This includes identifying, assessing, mitigating, and monitoring all types of risks—credit, operational, market, compliance, cybersecurity, and reputational—while ensuring alignment with the company’s strategic goals and regulatory requirements.
CHIEF RISK OFFICER
Mission of the position:
Act as a key member of the executive leadership team, responsible for overseeing the enterprise-wide risk management framework of the organization. This includes identifying, assessing, mitigating, and monitoring all types of risks—credit, operational, market, compliance, cybersecurity, and reputational—while ensuring alignment with the company’s strategic goals and regulatory requirements.
The Major Responsibilities Include:
- Develop and implement a comprehensive risk management framework and policies.
- Lead regular risk assessments and control evaluations in collaboration with risk owners.
- Ensure the functioning of incident and risk management across the whole organization.
- Oversee credit risk modeling, scoring, and algorithmic decision-making frameworks.
- Align credit policy with business strategy and regulatory expectations.
- Lead and supervise the collection process and develop systems for proactive and automated collections policies.
- Monitor and report on risk exposures and emerging threats to senior leadership and the board.
- Collaborate with the headquarters on risk appetite.
- Ensure implementation of right risk levels, cut-off limits and profiling of customers.
- Coordination and implementation of risk management-related trainings in the organization.
- Ensuring independent monitoring, challenge, and escalation related to risk management.
- Coordination of internal and external audits related to risk management.
- Master’s degree in Risk Management, Finance, Economics, Business Administration, or related field.
- 10+ years of progressive experience in risk management within financial services or lending institutions.
- Proven leadership in credit risk, operational risk, and regulatory compliance.
- Professional certifications such as FRM (Financial Risk Manager), PRM (Professional Risk Manager), or CFA are highly desirable.
- Strong analytical and quantitative skills; proficiency in risk modeling and data analysis.
- Deep understanding of regulatory frameworks and risk governance.
- Excellent communication and stakeholder management skills.
- Strategic thinking with the ability to influence at all levels of the organization.
- Experience with risk management systems and tools (e.g., SAS, Moody’s, Tableau).
- High integrity and ethical standards
- Decisive and confident in high-pressure situations
- Collaborative and team-oriented leadership style
- Curious, proactive, and continuously learning
- Strong sense of accountability and ownership