Пълно описание
Postbank has over 30-years’ presence as one of the leaders in Bulgaria’s banking sector. The bank is a decisive factor in innovation, in shaping the country’s banking trends in recent years and award-winning for its innovation.
For the Credit Control Department of our Risk Division, we are currently looking for a CHIEF EXPERT CREDIT POLICY AND ANALYSES.
For the Credit Control Department of our Risk Division, we are currently looking for a CHIEF EXPERT CREDIT POLICY AND ANALYSES.
The responsibilities of the Chief Expert Credit Policy and Analyses are:
- Development and regular review of credit policy manuals and related frameworks;
- Participation in development of new and regular update of current procedures, policies, processes and monitoring/ controlling manuals related to the section activities;
- Establishment and regular review and update of monitoring and controlling tools referring the credit portfolios;
- Preparation of regular monitoring and controlling reports for the Chief Risk Officer and Group Risk Management;
- Evaluation of applications from Business Units regarding new products and amendments in credit criteria set in the credit policies;
- Monitoring of the retail credit risk decision process;
- Monitoring of wholesale borrowers (incl. borrowers’ ratings, execution of regular credit reviews and other related to credit policies’ requirements);
- Coordination and execution of special investigation assignments, or any other analyses referring to loan portfolios and processes. Conduction of the planning stage of the assigned field and thematic reviews/ analyses assignments. Preparation of special reports clearly presenting the conclusions and results of the investigative work, underlining identified issues and recommending solutions for risk mitigation;
- Liaison with various units within the Bank and building of effective partnerships.
- University degree in Finance, Banking, Accounting, Economics, Statistics and/ or other related discipline;
- At least 5 years of professional experience in Retail or Wholesale Banking, Credit Risk, Credit Policy, Internal Audit, or other related areas;
- Very good command of MS Excel and MS Access and fluent in Bulgarian and English is obligatory;
- Knowledge of credit granting and credit risk process and principles;
- Experience in working with regulations;
- Experience in analyzing credit risk data;
- Strong analytical, conceptual, and problem solving skills, keen on working with numbers;
- Flexibility to effectively function in a fast-paced environment, attention to details and focus on deliverables within strict deadlines;
- Ability to work independently and balance multiple projects and processes simultaneously
- Visibility and key role in a dynamic and innovative team at a successful international bank
- Opportunity to get valuable insights and deep understanding of banking industry and business development
- Challenging opportunity for career development;
- On-going training;
- Additional holiday days
- Additional Medical Care
- Special Discounts and offers
- Interesting and dynamic job.
Социални Придобивки
- health_and_safety iconДопълнително Здравно Осигуряване
- date_rangeДопълнителен Годишен Отпуск